Wednesday, January 31, 2024

Investment Savings Account

To earn higher interest on cash (CDN or USD) in an RRSP, TFSA or a cash account that you want to keep liquid, use an investment savings accounts (ISA) available from various banks. These can be purchased like a mutual fund but are actually a type of savings account. Priced at either $1.00 or $10.00 per unit. They don't pay interest per se, the unit price remains the same but you receive additional units.

 

InstitutionCDNUSD
 TICKER SYMBOL
ScotiabankDYN5000DYN5001
Royal BankRBF2010RBF2014
TD BankTDB8150TDB8152
CIBCALT5078—
Desjardin BankDJQ1000—

 

TICKERRates as of 2026-01-01
DYN5000CAD1.95%
DYN5001USD3.15%
RBF2010CAD1.8%
RBF2014USD3.15%
TDB8150CAD1.8%
TDB8152USD3.15%
ALT5078CAD1.9%
DJQ1000CAD1.95%
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Warren Buffett Investing Criteria

This chart shows some of the criteria that Warren Buffett uses in selecting investments.

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